Health insurance help for Louisiana residents
Compare Medicare, health insurance marketplace plans and Medicaid in Louisiana, with a guide for every parish and each major city, reviewed by a licensed agent.
- Reviewed by Richard Lander, licensed agent (NPN 21255551)
- No cost to call
- No obligation to enroll
What is different about coverage in Louisiana
Louisiana Medicaid operates under its own managed-care brand, Healthy Louisiana, through the Louisiana Department of Health, with ACA shopping handled by HealthCare.gov. Louisiana Medical Insurance is free to use for Louisiana callers working through Medicare, ACA, life, or supplemental coverage questions.
- Call 1-888-342-6207 to reach Healthy Louisiana, run by the Louisiana Department of Health (LDH) -- the right starting point if your Louisiana Medicaid eligibility changed.
- There's no Louisiana-run ACA exchange -- HealthCare.gov is where Louisiana marketplace shopping and subsidy questions get handled.
- LaSHIP (Louisiana Senior Health Insurance Information Program), housed inside the Louisiana Department of Insurance at 1-800-259-5300, provides Medicare counseling to Louisiana residents at no cost, entirely separate from Louisiana Medical Insurance's own free phone help.
Worth knowing: Louisiana's Medicaid managed-care program carries its own brand name, Healthy Louisiana, distinct from the Louisiana Department of Health that administers it -- most member-facing materials lead with the Healthy Louisiana name rather than the word Medicaid directly.
Coverage questions we help Louisiana residents with
Health plans (ACA marketplace)
How Louisiana’s marketplace works, who qualifies for help with costs, and when you can enroll.
Medicare
Turning 65, Medicare Advantage, Medigap and drug plans, with Louisiana’s free counseling program.
Medicaid
Where to apply in Louisiana, and what to do when your coverage changes.
Louisiana by parish
Medicare Advantage plans and marketplace premiums are set parish by parish, so the plans open to you depend on where in Louisiana you live. Start with your parish.
Major Louisiana cities
Louisiana colleges and universities
- Louisiana State University
- University of Louisiana at Lafayette
- Southern University
- Louisiana Tech University
- University of New Orleans
- Louisiana Community and Technical College System
State bird: Brown Pelican
Pelecanus occidentalis. Louisiana’s official state bird, shown here as a local touch.
Photo: Frank Schulenburg (CC BY-SA 4.0), via Wikimedia CommonsCommon Louisiana questions
Where do I shop for ACA health plans in Louisiana?
Louisiana residents shop through HealthCare.gov (federal Marketplace) (https://www.healthcare.gov/louisiana/). An independent agent such as Lander LLC can explain the plans for you, but the marketplace is the only place premium tax credits are applied.
How do I apply for Medicaid in Louisiana?
Medicaid in Louisiana is run through Healthy Louisiana (Louisiana Department of Health) (https://ldh.la.gov/healthy-louisiana). Eligibility depends on income, household size and other factors, and it is decided by the state, not by an insurance agency.
Who regulates insurance in Louisiana?
Louisiana Department of Insurance (LDI) (https://www.ldi.la.gov) regulates insurance companies and agents in Louisiana. You can use it to check that an agent or company is licensed and to file a complaint.
Is there free, unbiased Medicare help in Louisiana?
Yes. LaSHIP (Louisiana Senior Health Insurance Information Program) (1-800-259-5300) offers free Medicare counseling through the State Health Insurance Assistance Program (SHIP), separate from any insurance agency.
Does Louisiana Medical Insurance cost anything to use?
There is no cost to call or to speak with an agent. Insurance premiums and plan costs are set by the insurance companies and are separate from our help.
Talk with a licensed agent about Louisiana coverage
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.