Lake Charles, Louisiana: health insurance
Lake Charles is in Calcasieu Parish. Here is what Lake Charles residents should know about coverage.
Coverage in Lake Charles
Lake Charles has about 79,633 residents (U.S. Census Bureau 2023 estimate).
Plans for Lake Charles residents are determined by Calcasieu Parish, home to about 203,761 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Calcasieu Parish before you choose it.
- Turning 65 in Lake Charles? Your Initial Enrollment Period runs seven months around your birthday. LaSHIP (Louisiana Senior Health Insurance Information Program) offers free counseling at 1-800-259-5300.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
- Medicaid questions? Healthy Louisiana (Louisiana Department of Health) handles applications.
Louisiana note: Louisiana's Medicaid managed-care program carries its own brand name, Healthy Louisiana, distinct from the Louisiana Department of Health that administers it -- most member-facing materials lead with the Healthy Louisiana name rather than the word Medicaid directly.
Medicare plans leaving Calcasieu Parish for 2027
Medicare plans are set by county, so this applies to residents of this city. 14 plans are listed in Calcasieu Parish for 2026 but not for 2027, covering at least 4,376 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Aetna Medicare Signature Plus (PPO) H5521-233 | Aetna (CVS Health) | 1,918 |
| Aetna Medicare Value Care (PPO) H5521-326 | Aetna (CVS Health) | 565 |
| Aetna Medicare Dual Extra Care (HMO D-SNP) H3239-007 | Aetna (CVS Health) | 439 |
| Peoples Health Secure Health (HMO-POS D-SNP) H1961-003 | UnitedHealthcare | 370 |
| Peoples Health Dual Complete LA-S5 (HMO-POS D-SNP) H1961-024 | UnitedHealthcare | 294 |
| Peoples Health Secure Complete (HMO-POS D-SNP) H1961-019 | UnitedHealthcare | 275 |
See all 14 plans leaving Calcasieu Parish →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Lake Charles
Louisiana public institutions include Louisiana State University, University of Louisiana at Lafayette, Southern University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Louisiana colleges.
Do Lake Charles and Calcasieu Parish have the same plans?
Plans are offered by service area, and Lake Charles falls under Calcasieu Parish. A plan that serves Calcasieu Parish is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Lake Charles residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Louisiana cities
- New Orleans
- Baton Rouge
- Shreveport
- Lafayette
- Monroe
- Kenner
- Bossier City
- Alexandria
- Houma
- Central
- Slidell
- New Iberia
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.